Many of our clients are single.
They are not married, nor do they have a permanent partner. Fortunately, the majorityof them enjoy an income which helps finance their lifestyle.
For those clients who are not of “independent means” this income is pre-eminentlyimportant. It is a major asset.
Challenges they face in terms of the unplanned loss of this vital asset come in variousforms.
Our team of advisers are here to guide individuals through the variety of products onoffer and to advise on the most appropriate solutions for them.
For insurance business we arrange policies exclusively from Legal & General.
Lifestyle Cover insurance typically costs £3.90 a month for every £100 of monthlybenefit. This is based on a 30-year-old customer choosing £700 of accident, sicknessand unemployment monthly benefit with claims paid after a 30-day deferred period,back to day one of the claim. The cost of this insurance depends on a number offactors, such as your age, where you live and your occupation. As a result, the costyou will pay is based on your own circumstances.
There are other providers of Payment Protection Insurance and other productsdesigned to protect you against loss of income. For impartial information aboutinsurance, please visit the website at www.moneyadviceservice.org.uk.
If you would like to talk to one of our team advisers, please contact us on02890662187.
Hear how the proceeds of a claim helped John's family to "look after him in the way he needed" when he was diagnosed with a Critical Illness.